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crowdfunding kickstarted
NotJustBrowsing for Android crowd-funding kick started today.
I think is a good idea for and credit/debit card companies.

The basic idea is for someone to
1. Put together an idea
2. Bring their own friends and family to pay for it
3. Pay 5% for listing your project in and 3.5%-5% to payment processors
4. Promote through their facebook, LinkedIn, Twitter connections

Otherwise, how on earth anyone can decide to put their dime in the hope that they will get something that is nothing more than a promise and an idea.

And variants are possible still?

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